Retirement planning: Older Americans face tough long-term care choices

Growing old in America can be wrought with legal problems arising from health concerns, long-term care, and the need for appropriate housing.

The good news is that there are tools and products and strategies that older Americans can use to live as well as possible in the last decades of their lives.

So, what are some of the more common problems older Americans face, and how might they solve or at least alleviate them?

Cognitive decline

Who will make decisions for you when you are no longer able to make them yourself?  According to Bernard Krooks, a partner with Littman Krooks and chair of that firm’s elder law and special needs department, the best way to address this problem is by searching for and retaining a certified elder law attorney who can draft the appropriate documents that you’ll need, including durable power of attorney, advance health care directives and the like.

Full story at USA Today